Though online theories hold to the perception that Affleck is always moody, the actor stated on "Jimmy Kimmel Live" in March that it is a "common misconception" that he's never enjoying himself at events because he has a "very unhappy-looking resting face." The now-viral clip of Affleck and Lopez appears to have become the latest of Affleck-related memes, and users have been comparing themselves to their perception of him in the clip, calling him a "mood" - an internet slang term used to refer to a person or action that is relatable - and saying they identify with his seemingly constant grumpiness. You can also download the Consumer’s Guide to Auto Insurance from the Insure U website.Account icon An icon in the shape of a person's head and shoulders. For more information and tips on how to save money on your premiums, go to and choose the life stage that best fits your situation. Understanding auto insurance can be difficult, so take the guess work out of buying a policy. Consumer representatives can better explain the claims process and can assist if you choose to file a complaint against the insurance company. Also keep all written material regarding the claim.Ĭontact the Mississippi Insurance Department at or call 8 if you have problems settling the claim with your insurance company. No matter how you decide to get your car fixed, keep notes of all conversations you have with various company representatives. If it was a minor accident and the car is still drivable, the company may offer you several auto repair shops to choose from that can also act as the adjuster for the claim. Your insurance company will use the adjuster’s findings as the basis of their settlement. A claims adjuster will likely want to examine the damage to the car and talk with you about the accident. If it was a multi-car accident, the insurance companies involved may investigate the circumstances of the crash. In a no-fault state, Personal Injury Protection or PIP will be a listed coverage on the declarations page. In a no-fault state a driver does not have to prove the crash was somebody else’s fault before being reimbursed for medical expenses up to an amount listed in the policy. If there were injuries, ask if you live in a fault or no-fault state. Make sure you understand who's coverage pays for which damages. When you call, have available the police report, your insurance card or declarations page, and all of the information collected at the scene.Īsk questions. To help, notify your agent or insurance company about the accident as soon as possible while the details are still fresh in your mind. If the police do not come to the scene, ask police dispatch where you can file an incident report.įiling a claim can be a confusing process. If the police respond, find out where to get a copy of the police report for your claim.Write down/record your record of the events.Cell phone photos will work to document initial damage. Take photos/video of the scene including the damage to all cars.Get names and phone numbers of witnesses.Get: NAME, ADDRESS, PHONE, INSURER’S NAME, INSURER’S PHONE and POLICY NUMBER for all of the drivers involved. Exchange information with the other drivers.Tell them where you are, what happened and if there are injuries. Do not get out of your car if it is not safe to do so. Here are ten important things to remember in the heat of the moment: The minutes and hours following an accident can be hectic and adrenaline-filled. Make it easier by keeping these documents with your car registration. Always make sure there is a current copy of the insurance ID card and an accident checklist in the car. Remember, insurance follows the car, not the driver. A few important things to know: What is your deductible? Your liability limits? Is towing or a rental car covered? For an explanation of these terms and other possible coverages, check out the auto section of your life situation at. Start by refreshing your memory about what is covered by your auto insurance policy. Use the index below to go directly to a particular section on this page:įrom an accident to a breakdown, you should be ready for anything that can go wrong on the road. Would you know what information you need for an insurance claim? This page contains some easy to follow tips. Home > Consumers > Auto Accident Checklist Auto Accident ChecklistĪccording to the National Highway Traffic Safety Administration, more than 5 million motor vehicle wrecks occur every year.
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